:root {
  --vblue: #184274;
  --vorange: #F37C21;
  --white: #ffffff;
  --vblue-dark: #0f2a4a;
  --vblue-mid: #1d5090;
  --vblue-light: #2a6ab8;
  --vblue-pale: #e6eef8;
  --vblue-xpale: #f0f5fc;
  --vorange-lt: #f59548;
  --cream: #f6f8fc;
  --text: #0d1e35;
  --text-mid: #354f6a;
  --text-muted: #6a7f99;
  --border: #cddaea;
  --border-lt: #e4edf7;
  --red: #c0392b;
  --green: #1a7a3e;
}

.velomon-rcda-main *,
.velomon-rcda-header *,
.velomon-rcda-agent-dashboard * {
  box-sizing: border-box;
}

.velomon-rcda-header,
.velomon-rcda-main,
.velomon-rcda-agent-dashboard {
  font-family: 'Inter', sans-serif;
  color: var(--text);
}

.velomon-rcda-header {
  background: var(--vblue-dark);
  position: relative;
  overflow: hidden;
}

.velomon-rcda-header::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--vorange), var(--vorange-lt), transparent 75%);
}

.header-inner {
  max-width: 1400px;
  margin: 0 auto;
  padding: 18px 36px 22px;
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  gap: 36px;
}

.v-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}

.v-logo-mark {
  width: 48px;
  height: 48px;
  flex-shrink: 0;
}

.v-logo-name {
  border-left: 2px solid rgba(243, 124, 33, .55);
  padding-left: 13px;
}

.v-logo-name .line1 {
  font-size: 17px;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}

.v-logo-name .line2 {
  font-size: 11px;
  font-weight: 500;
  color: rgba(255,255,255,.45);
  letter-spacing: 1.8px;
  text-transform: uppercase;
  margin-top: 5px;
}

.header-text {
  flex: 1;
}

.header-text h1 {
  font-family: 'Merriweather', serif;
  font-size: clamp(18px, 2vw, 28px);
  font-weight: 900;
  color: var(--white);
  line-height: 1.24;
  margin: 0;
}

.header-text h1 em {
  font-style: normal;
  color: var(--vorange-lt);
}

.header-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 8px;
  padding: 4px 12px;
  border-radius: 20px;
  background: rgba(243,124,33,.15);
  border: 1px solid rgba(243,124,33,.3);
  font-size: 11px;
  font-weight: 700;
  color: var(--vorange-lt);
  letter-spacing: 1px;
  text-transform: uppercase;
}

.velomon-rcda-main {
  max-width: 1400px;
  margin: 0 auto;
  padding: 24px 36px 60px;
  display: flex;
  gap: 24px;
  align-items: flex-start;
  background: var(--cream);
}

.input-panel {
  background: var(--white);
  border-radius: 14px;
  border: 1px solid var(--border);
  box-shadow: 0 4px 28px rgba(15,42,74,.10);
  overflow: hidden;
  width: 360px;
  flex-shrink: 0;
}

.panel-head {
  background: linear-gradient(160deg, var(--vblue-mid), var(--vblue-dark));
  padding: 16px 20px 14px;
  border-bottom: 3px solid var(--vorange);
}

.panel-head h2 {
  font-family: Merriweather, serif;
  font-size: 15px;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}

.panel-head p {
  font-size: 12px;
  color: rgba(255,255,255,.45);
  margin-top: 3px;
}

.panel-body {
  padding: 18px 18px 16px;
}

.section-divider {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--text-muted);
  padding: 10px 0 6px;
  display: flex;
  align-items: center;
  gap: 8px;
  border-top: 1px solid var(--border-lt);
  margin-top: 4px;
}

.section-divider:first-of-type {
  border-top: none;
  padding-top: 0;
  margin-top: 0;
}

.section-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border-lt);
}

.field { margin-bottom: 11px; }
.field label { display: block; font-size: 11px; font-weight: 700; letter-spacing: 0.7px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 4px; }
.field label .opt { font-weight: 400; text-transform: none; letter-spacing: 0; font-size: 10px; color: var(--text-muted); opacity: .7; }
.iw { position: relative; }
.pfx, .sfx { position: absolute; top: 50%; transform: translateY(-50%); font-size: 13px; color: var(--text-muted); pointer-events: none; font-weight: 500; }
.pfx { left: 9px; }
.sfx { right: 9px; font-size: 11px; }

.input-panel input[type="number"],
.input-panel input[type="text"],
.input-panel select {
  width: 100%;
  padding: 8px 10px;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  color: var(--text);
  background: var(--cream);
  transition: border-color .18s, box-shadow .18s;
  appearance: none;
  -webkit-appearance: none;
}

.has-pfx input { padding-left: 20px; }
.has-sfx input { padding-right: 28px; }

.input-panel input:focus,
.input-panel select:focus {
  outline: none;
  border-color: var(--vblue);
  box-shadow: 0 0 0 3px rgba(24,66,116,.1);
  background: var(--white);
}

.input-panel select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath fill='%236a7f99' d='M0 0l5 6 5-6z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 9px center;
  padding-right: 26px;
}

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.state-hint { margin-top: 3px; font-size: 11px; color: var(--vblue-light); font-weight: 500; min-height: 12px; }

.calc-btn {
  width: 100%;
  padding: 12px;
  background: var(--vorange);
  border: none;
  border-radius: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 700;
  color: var(--white);
  cursor: pointer;
  transition: all .2s;
  margin-top: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.calc-btn:hover { background: var(--vorange-lt); transform: translateY(-1px); box-shadow: 0 5px 16px rgba(243,124,33,.38); }
.calc-btn:active { transform: translateY(0); }

.disclaimer { font-size: 10.5px; color: var(--text-muted); line-height: 1.55; margin-top: 10px; padding-top: 10px; border-top: 1px solid var(--border-lt); }
.results-col { flex: 1; min-width: 0; }

.placeholder-box { background: var(--white); border-radius: 14px; border: 1.5px dashed var(--border); padding: 60px 40px; text-align: center; }
.ph-icon { width: 60px; height: 60px; background: var(--vblue-pale); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 26px; margin: 0 auto 16px; }
.placeholder-box h3 { font-family: Merriweather, serif; font-size: 20px; color: var(--text); margin-bottom: 8px; }
.placeholder-box p { font-size: 14px; color: var(--text-muted); line-height: 1.6; max-width: 320px; margin: 0 auto; }

.result-stack { display: flex; flex-direction: column; gap: 18px; }
.result-card { background: var(--white); border-radius: 14px; border: 1px solid var(--border); box-shadow: 0 2px 16px rgba(15,42,74,.07); overflow: hidden; }
.card-head { padding: 14px 22px; border-bottom: 1px solid var(--border-lt); display: flex; align-items: center; gap: 10px; }
.card-head-step { font-size: 9px; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; padding: 3px 8px; border-radius: 4px; flex-shrink: 0; }
.step-orange { background: var(--vorange); color: #fff; }
.step-green { background: var(--green); color: #fff; }
.step-blue { background: var(--vblue); color: #fff; }
.card-head-title { font-size: 13px; font-weight: 700; color: var(--text); letter-spacing: .5px; text-transform: uppercase; }
.card-body { padding: 20px 22px; }

.strat-table { width: 100%; border-collapse: collapse; }
.strat-table thead tr { background: linear-gradient(135deg, var(--vblue-dark), var(--vblue-mid)); }
.strat-table thead th { padding: 12px 18px; text-align: left; font-size: 11px; font-weight: 700; letter-spacing: .9px; text-transform: uppercase; color: rgba(255,255,255,.6); white-space: nowrap; }
.strat-table thead th:not(:first-child) { text-align: right; }
.strat-table tbody tr { border-bottom: 1px solid var(--border-lt); }
.strat-table tbody tr:last-child { border-bottom: none; }
.strat-table tbody tr.row-bracket { background: linear-gradient(90deg, rgba(24,66,116,.03), transparent); }
.strat-table tbody tr.row-best { background: linear-gradient(90deg, rgba(243,124,33,.05), transparent); }
.strat-table td { vertical-align: middle; }
.strat-table td.num-cell { text-align: right; padding: 18px 20px; }
.sc-name-cell { padding: 0 !important; }
.sc-name-inner { display: flex; align-items: stretch; }
.sc-text { padding: 14px 18px 12px; flex: 1; border-left: 4px solid var(--vblue-mid); }
.row-bracket .sc-text { border-left-color: var(--vblue); }
.row-best .sc-text { border-left-color: var(--vorange); }
.sc-strat-name { font-size: 14px; font-weight: 700; color: var(--text); line-height: 1.3; }
.sc-strat-sub { font-size: 12px; color: var(--text-muted); margin-top: 4px; line-height: 1.4; }
.tax-val { font-family: Merriweather, serif; font-size: 22px; font-weight: 700; color: var(--red); line-height: 1; }
.save-val { font-family: Merriweather, serif; font-size: 22px; font-weight: 700; color: var(--green); line-height: 1; }
.row-best .save-val { font-size: 24px; }
.save-pct { display: inline-block; margin-top: 4px; font-size: 12px; font-weight: 700; color: #fff; background: var(--green); border-radius: 4px; padding: 2px 6px; }
.save-none { font-family: Merriweather, serif; font-size: 16px; font-weight: 700; color: var(--text-muted); }
.sub-val { font-size: 12px; color: var(--text-muted); margin-top: 4px; line-height: 1.4; }

.savings-box {
  background: linear-gradient(135deg,#eaf7f0,#d5ede0);
  border: 2px solid rgba(26,122,62,.3);
  border-radius: 12px;
  padding: 20px 22px 16px;
  margin-bottom: 12px;
}
.savings-box.negative { background: #f5f8fc; border: 1.5px solid var(--border); }
.savings-hero { display:flex; align-items:flex-end; gap:14px; margin-bottom:6px; flex-wrap:wrap; }
.savings-amount { font-family:Merriweather,serif; font-size:52px; font-weight:900; color:var(--green); line-height:1; flex-shrink:0; }
.savings-amount.negative { color:var(--red); }
.savings-label { font-size:13px; color:#2d5a3d; font-weight:600; line-height:1.4; padding-bottom:6px; }
.savings-label.negative { color:var(--text-muted); }
.lifestyle-strip { background: rgba(26,122,62,.08); border-left: 3px solid var(--green); border-radius: 0 7px 7px 0; padding: 10px 14px; margin: 12px 0 0; color: #1a4a2a; line-height: 1.55; }
.lifestyle-strip.negative { background:#f0f5fc; border-left-color:var(--text-muted); color:var(--text-mid); }
.legacy-note { margin-top: 10px; padding: 9px 13px; background: rgba(24,66,116,.06); border-left: 3px solid var(--vblue); border-radius: 0 7px 7px 0; font-size: 12.5px; color: var(--text-mid); line-height: 1.55; }
.ratio-badge { display: inline-flex; align-items: center; gap: 8px; margin-top: 10px; padding: 6px 12px; background: rgba(26,122,62,.1); border: 1px solid rgba(26,122,62,.25); border-radius: 20px; font-size: 12px; color: #1a4a2a; font-weight: 600; }
.ratio-badge.negative { background:#f0f5fc; border-color:var(--border); color:var(--text-muted); }
.ratio-badge .rb-val { font-family:Merriweather,serif; font-size:16px; font-weight:900; color:var(--green); }
.ratio-badge.negative .rb-val { color:var(--text-muted); }
.savings-detail-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 12px; padding-top: 12px; border-top: 1px solid rgba(26,122,62,.2); }
.savings-detail-row.negative { border-top-color: var(--border-lt); }
.sdr-cell .sdr-lbl { font-size:10px; text-transform:uppercase; letter-spacing:.7px; color:var(--text-muted); margin-bottom:3px; }
.sdr-cell .sdr-val { font-family:Merriweather,serif; font-size:15px; font-weight:700; color:var(--red); }

.rationale-grid { display: grid; gap: 9px; }
.rationale-item { background: var(--vblue-xpale); border: 1px solid var(--border-lt); border-radius: 8px; padding: 11px 14px; font-size: 13.5px; color: var(--text-mid); line-height: 1.65; }
.rationale-item:nth-child(even) { background: #fff; }
.caveat-box { background: var(--vblue-xpale); border: 1px solid var(--border); border-radius: 9px; padding: 13px 16px; font-size: 12.5px; color: var(--text-muted); line-height: 1.65; }
.caveat-box strong { color: var(--vblue); }
.velomon-rcda-registration-layout .input-panel { width: 420px; }
.velomon-rcda-registration-status { margin-bottom: 14px; }
.velomon-rcda-registration-results { display: flex; flex-direction: column; gap: 18px; }
.velomon-rcda-register-summary { margin: 0; font-size: 15px; line-height: 1.75; color: var(--text-mid); }
.velomon-rcda-register-rationale { grid-template-columns: 1fr; }
.velomon-rcda-history-panel { margin-top: 14px; border: 1px solid var(--border-lt); border-radius: 12px; background: var(--cream); padding: 14px; }
.velomon-rcda-history-label { display: block; font-size: 11px; font-weight: 700; letter-spacing: 0.7px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 6px; }
.velomon-rcda-history-copy { margin: 0 0 10px; font-size: 13px; color: var(--text-mid); line-height: 1.65; }
.velomon-rcda-history-empty { font-size: 13px; color: var(--text-muted); }
.velomon-rcda-history-list { display: grid; gap: 10px; }
.velomon-rcda-history-item { border: 1px solid var(--border); border-radius: 10px; background: var(--white); padding: 12px 14px; box-shadow: 0 2px 8px rgba(15,42,74,.05); }
.velomon-rcda-history-item-title { font-size: 13px; font-weight: 700; color: var(--vblue-dark); }
.velomon-rcda-history-item-meta { margin-top: 4px; font-size: 12px; color: var(--text-muted); line-height: 1.55; }
.velomon-rcda-history-item .velomon-rcda-button { margin-top: 10px; width: 100%; }
.download-wrap { text-align: center; margin-bottom: 18px; }
.download-btn { display: inline-flex; align-items: center; gap: 10px; padding: 13px 28px; background: linear-gradient(135deg, var(--vblue-dark), var(--vblue)); border: none; border-radius: 9px; font-family: 'Inter', sans-serif; font-size: 14px; font-weight: 700; color: #fff; cursor: pointer; box-shadow: 0 4px 16px rgba(15,42,74,.25); transition: all .2s; }
.download-btn:hover { background: linear-gradient(135deg, var(--vblue), var(--vblue-mid)); transform: translateY(-1px); }

.velomon-rcda-agent-dashboard { background: var(--cream); padding: 24px; border-radius: 14px; }
.velomon-rcda-agent-header h1, .velomon-rcda-agent-note-panel h2 { font-family: Merriweather, Georgia, serif; color: var(--vblue); }
.velomon-rcda-agent-header p { max-width: 760px; color: var(--text-mid); line-height: 1.7; }
.velomon-rcda-button { display: inline-flex; align-items: center; justify-content: center; border: 0; border-radius: 8px; background: linear-gradient(135deg, var(--vblue-dark), var(--vblue)); color: #fff; padding: 12px 18px; cursor: pointer; font-weight: 700; font-size: 14px; box-shadow: 0 4px 14px rgba(15,42,74,.18); transition: all .2s; }
.velomon-rcda-button:hover { transform: translateY(-1px); background: linear-gradient(135deg, var(--vblue), var(--vblue-mid)); }
.velomon-rcda-button-secondary { background: linear-gradient(135deg, #f0f5fc, #dfeaf7); color: var(--vblue-dark); box-shadow: inset 0 0 0 1px var(--border); }
.velomon-rcda-button-secondary:hover { background: linear-gradient(135deg, #e7eef8, #d7e4f5); }
.velomon-rcda-agent-table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--border); border-radius: 12px; overflow: hidden; }
.velomon-rcda-agent-table thead tr { background: linear-gradient(135deg, var(--vblue-dark), var(--vblue-mid)); }
.velomon-rcda-agent-table th { padding: 12px 14px; border: 0; text-align: left; font-size: 11px; font-weight: 700; letter-spacing: .9px; text-transform: uppercase; color: rgba(255,255,255,.72); }
.velomon-rcda-agent-table td { border-top: 1px solid var(--border-lt); padding: 14px; text-align: left; font-size: 13px; color: var(--text-mid); vertical-align: top; }
.velomon-rcda-agent-table tbody tr:nth-child(even) { background: var(--vblue-xpale); }
.velomon-rcda-agent-note-panel { margin-top: 2rem; }
.velomon-rcda-agent-note-panel textarea { width: 100%; border: 1px solid var(--border); border-radius: 12px; padding: 1rem; min-height: 9rem; background: var(--cream); font-family: 'Inter', sans-serif; font-size: 14px; color: var(--text); }
.velomon-rcda-agent-note-panel textarea:focus { outline: none; border-color: var(--vblue); box-shadow: 0 0 0 3px rgba(24,66,116,.1); background: var(--white); }

@media (max-width: 960px) {
  .header-inner { flex-direction: column; align-items: flex-start; gap: 12px; padding: 16px 18px 20px; }
  .velomon-rcda-main { flex-direction: column; padding: 16px 14px 50px; }
  .input-panel,
  .velomon-rcda-registration-layout .input-panel { width: 100%; }
  .two-col, .savings-detail-row { grid-template-columns: 1fr; }
}

.results-shell {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.range-banner {
  background: linear-gradient(135deg, var(--vblue-dark), var(--vblue-mid));
  color: var(--white);
  border-radius: 12px;
  padding: 14px 18px;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.5;
  box-shadow: 0 4px 18px rgba(15,42,74,.16);
}

.results-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.result-card.primary-card {
  border-top: 4px solid var(--vorange);
}

.result-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 10px;
}

.result-value {
  font-family: 'Merriweather', serif;
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 900;
  color: var(--vblue-dark);
  line-height: 1.1;
}

.result-value.result-strategy {
  font-size: 24px;
}

.result-subtext {
  margin-top: 10px;
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-mid);
}

.insight-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: 0 2px 16px rgba(15,42,74,.07);
  padding: 20px 22px;
}

.insight-card h3 {
  margin: 0 0 12px;
  font-family: 'Merriweather', serif;
  font-size: 19px;
  color: var(--vblue-dark);
}

.insight-card p,
#velomon-rcda-delay-output {
  margin: 0;
  font-size: 14px;
  line-height: 1.7;
  color: var(--text-mid);
}

.rationale-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.rationale-item {
  background: var(--vblue-xpale);
  border: 1px solid var(--border-lt);
  border-radius: 12px;
  padding: 14px 15px;
  font-size: 13px;
  line-height: 1.65;
  color: var(--text-mid);
}

@media (max-width: 1080px) {
  .results-grid,
  .rationale-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 860px) {
  .velomon-rcda-main {
    flex-direction: column;
    padding: 20px 18px 42px;
  }

  .input-panel {
    width: 100%;
  }

  .header-inner {
    padding: 18px 18px 22px;
    flex-direction: column;
    align-items: flex-start;
  }
}
